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Covenant Trust Company

Inflation risk

Twenty cents for a gallon of milk; 10 cents for a loaf of bread. A new house for $10,000. A new car for $2,000. These prices may seem like a pipe dream but this was the reality in the 1940s. Inflation – the rate the prices of goods and services rise and, as a result, purchasing power falls – has caused prices to rise over time. Today, after…

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Saving for retirement

According to data collected by Live Science, only 41% of Baby Boomers retired when they thought they would. Fifty one percent retired earlier than expected. The top two reasons for early retirement? Poor health and a lack of job opportunities. 8% retired later than they had planned, often because they needed the money. It’s important…

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